Estate Planning

At Topel Forman Wealth Management, we understand that preserving and transferring your wealth is about more than finances, it’s about preserving your legacy and providing clarity for the people and causes you care about most. Our estate planning approach is designed to simplify complex decisions, align your financial and tax strategies, and ensure your wishes are carried out with confidence.

Our Integrated Approach to Estate Planning

What sets our estate planning services apart is collaboration. Our wealth advisors work closely with the gift and estate tax professionals at Topel Forman to help ensure your estate plan is not only thoughtfully designed, but also tax-efficient and compliant with current regulations. This coordinated approach allows us to proactively address tax considerations while keeping your long-term goals front and center.

Personalized Estate Planning
Every family’s situation is unique. We take the time to understand your goals, family dynamics, business interests, and values to help shape an estate plan that reflects your vision for the future.

Comprehensive Asset Review
We conduct a detailed review of your assets including real estate, investments, business interests, retirement accounts, and insurance—to identify planning opportunities and potential risks across your estate.

Strategic Wealth Transfer
Efficient wealth transfer requires careful planning. In coordination with Topel Forman’s gift and estate tax specialists, we help evaluate gifting strategies, trust structures, and other planning tools designed to transfer wealth thoughtfully while managing potential tax exposure.

Risk and Asset Protection Planning
We help address risks such as creditor exposure, legal challenges, and liquidity needs through strategies aimed at protecting what you’ve built and providing confidence for your beneficiaries.

Key Estate Planning Services

Wills and Trusts
We assist you in drafting and updating your will and establishing trusts to ensure that your assets are distributed according to your wishes. Our team works with legal professionals to create documents that are legally sound and aligned with your estate planning goals.

Gift Tax
Our coordinated approach helps you take advantage of annual exclusion gifts and other gifting strategies while understanding their long-term estate and tax implications.

Business Succession Planning
For business owners, we help design succession strategies that support continuity, preserve value, and align ownership transitions with estate and tax planning goals.

Charitable Giving
We help integrate philanthropy into your estate plan in ways that support your values and may offer tax efficiencies.

Tax Efficient Estate Planning
In collaboration with Topel Forman’s tax professionals, we evaluate trusts, gifting strategies, and charitable strategies aimed at reducing estate tax exposure.

Asset Protection
We assist in structuring assets to help mitigate potential legal and creditor risks, while maintaining flexibility and control.

Insurance Review & Planning
Life and disability insurance strategies are reviewed as part of a broader estate and risk management plan.

Your wealth advisor works in coordination with Topel Forman’s gift and estate tax professionals—helping align investment strategy, tax planning, and estate design under one trusted advisory relationship.

Topel Forman Wealth Management and LPL Financial do not provide legal advice or services.